Personal Bankruptcy: A Chance To Wipe The Slate Clean
Whether you have lost your job, been seriously injured, are unable to work or have simply made poor choices, finding yourself drowning under the burden of overwhelming debt can be a frightening experience. Fortunately, The Legal Clinic of L.R. Taffet can navigate current bankruptcy laws that allow for relief from much of your overwhelming debt, giving you a fresh start and a renewed financial future. While wading your way through the bankruptcy process can be confusing, the assistance of an experienced lawyer can help you find the right solutions for trying getting rid of your overwhelming debt.
Since 1978, The Legal Clinic of L.R. Taffet has provided comprehensive and compassionate legal guidance to clients throughout the Framingham, Marlborough Natick, Worcester, Bellingham, and Needham Massachusetts area. Their work has guided countless clients through the Chapter 7 and Chapter 13 bankruptcy processes, offering them a future free of overwhelming and paralyzing debt.
To schedule a free consultation to discuss your debt relief needs with an attorney, contact the Clinic online or call 508-202-4585 today.
Comprehensive Bankruptcy Guidance
The process of finding relief through bankruptcy can be a complicated matter. The Clinic works closely with you to determine the proper course of action for your unique situation, using factors including:
- The extent of your debt
- Your income
- Your assets
The Clinic then offers advice on whether to file for Chapter 7, Chapter 13 or not to file at all. Their extensive experience allows them to offer advice on:
- Chapter 7: Commonly known as liquidation bankruptcy, Chapter 7 allows for the discharge of certain debts. Certain assets do qualify for exemptions, possibly allowing you to keep important items such as a home or vehicle. The Clinic conducts free interviews to determine if your meet the qualifications for Chapter 7 bankruptcy.
- Chapter 13: Individuals not qualifying for Chapter 7 due to high income or asset values may find relief through Chapter 13 reorganization bankruptcy. The process allows you to negotiate payment terms and amounts with your creditors, giving you 3-5 years to catch up on your debt.
Filing for bankruptcy will put an immediate end to foreclosure proceedings as well as the harassing phone calls from creditors and collection agents, allowing you to focus on the future rather than dwelling in the past.
Contact the Clinic to schedule your free consultation today. The office is located near Natick Collection and Shopper's World and the Mass Pike and Rt. 9.
